From weatherization and energy efficiency projects to solar arrays for resident-owned communities (ROCs), we work with partner organizations to help people, businesses, and nonprofits reduce their energy costs.
New Hampshire residents with low or moderate incomes spend a higher-than-average percentage of their income on energy. Energy efficiency and other innovative energy solutions help stabilize costs.
It may seem counterintuitive that an organization known for housing, nonprofit, and small-business loans is involved in energy. Our larger goal is to make sure that every person in the state can fully participate in the economy and society. And our mission is to provide people and communities with the financial, human, and civic resources they need to be economically secure.
Helping people, businesses, and nonprofits reduce their energy costs, in the homes, buildings, and communities we’ve helped them buy, develop, and preserve, is a natural fit for us. Our presence in the energy space means that more people have the opportunity to take advantage of these modern solutions.
This work has powerful ripple effects including:
We are problem solvers. Rising energy costs disproportionately affect people with low and moderate incomes. Our work connecting borrowers with a range of innovative energy solutions is designed to address these challenges.
It’s expensive to heat and cool a leaky home. Old appliances cost more to run. Through our partnerships, we can steer people, business owners, and nonprofit organizations toward resources that can save them money and make them more comfortable at the same time.
These days, there are more economical ways to heat and cool your home or business in addition to just using other sources of energy.
We finance energy solutions for neighbors across a variety of sectors to find the right financing solutions for their project needs.
Learn MoreContact Jeannie Oliver, Vice President of ROC-NH and Energy Solutions, to discuss your energy needs.
Call Jeannie: (603) 856-0743
Explore our thinking on the current state of energy efficiency, solar power, and more.
Exeter TV recently put a spotlight on an energy solutions program for the Community Loan Fund's resident-owned communities in Exeter.
N.H. Community Loan Fund 3/23/2026Read MoreInside our 2025 impact report, you’ll find stories that highlight why our neighbors-investing-in-neighbors philosophy is so effective.
N.H. Community Loan Fund 10/30/2025Read MoreOn a recent episode of the Local Energy Rules Podcast, host John Farrell was joined by our own Jeannie Oliver, vice president of ROC-NH & energy solutions, who explained the New Hampshire Community Loan Fund's unique approach to creating energy solutions in collaboration with local resident-owned communities.
N.H. Community Loan Fund 5/13/2025Read MoreFederal, state, and local governments offer many grant programs that fund ideas and projects that provide public services and stimulate the economy. They are used to directly fund energy projects and low-interest loans to borrowers and other people we serve.
We apply, or help our borrowers apply, for grants that provide a direct benefit to the people we serve. Example projects include installing community solar arrays to reduce their energy bills, and weatherization improvements for manufactured homes in ROCs and small businesses.
These grants and loans don’t fund our operations or programs. Instead, the majority of these funds come to us because we have the expertise, network, and experience to distribute them. In essence, they pass through us and are dispersed into the community. We are permitted to use a small amount of the funds to cover (some, but not all) our administrative costs.
When you hear that we’ve received a large federal grant for energy efficiency projects, it doesn’t mean that we no longer need donations and investments from our traditional supporters. It usually means we are taking on a new government project or program that will require far more funding than the grant covers. It means your support is needed more than ever to help your N.H. neighbors.
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